Navigating the UK’s New Cryptoasset Regulatory Landscape

The UK’s new cryptoasset regime isn’t just a compliance exercise – it’s an extinction-level event for unprepared crypto firms and a once-in-a-generation opportunity for the well-advised. Insight-ADM exists to ensure you are on the right side of this divide.

The new regulations are a fundamental reshaping of the market and present a simple choice: achieve institutional-grade compliance and lead the market or fail and become a footnote. Firms that navigate this transition successfully will not only achieve the necessary regulatory authorisations but will also earn a significant and durable competitive advantage through enhanced trust, institutional credibility, and market leadership.

With the FCA’s rejection rate for basic AML registration hovering around 85%, the upcoming full authorisation regime—covering complex prudential, custody, and governance rules—will be the ultimate stress test for the industry. Why did they fail?:

– Incompetent Leadership: The FCA found that key senior personnel at many firms fundamentally lacked the knowledge, skills, and experience required to control risks and run a regulated financial business;

– Clueless on AML i.e. the area that the FCA were focussed on;

– Amateur-Hour Governance: Many applicants lacked the basic governance, risk assessment, and internal control frameworks that are non-negotiable for any serious financial entity;

– Shoddy and Incomplete Paperwork: A huge number of applications were incomplete, poorly prepared, or lacked sufficient detail on critical areas like risk management;

– Wilful Ignorance of Risk; and

– Direct Criminal Links: In the most severe cases, the FCA found evidence of likely financial crime and, in some instances, direct links to organised crime.

Simply “keeping up” is no longer a viable strategy and we can help you avoid these pitfalls and errors.

Leaders need a detailed, expert-led blueprint to navigate what’s coming. That’s why Anita Dorothy Millar and I have published “Navigating the UK’s New Cryptoasset Regulatory Landscape.”

This isn’t a high-level blog post. It’s a comprehensive strategic analysis for CEOs, CFOs, COOs, and CCOs, designed to translate regulatory complexity into a clear, actionable plan.

https://insight-regulatory.com/wp-content/uploads/2025/11/Insight_ADM_Navigating-the-UK-Cryptoasset-Regulatory-Framework-October-2025.pdf

Inside, you’ll find a detailed breakdown of:

– The new architectural framework of COREPRU and CRYPTOPRU and how they interact;

– The specific capital and liquidity requirements (OFR, BLAR, ILAR) that will determine your financial resilience;

– The critical CASS-equivalent rules for custodians and the statutory trust requirements for stablecoin issuers; and

– A strategic framework to move beyond mere compliance and build a durable competitive advantage.

This is your guide to ensuring you are on the right side of the new regulatory order.

To discuss further get in touch: Palvinder.Gill@Insight-Regulatory.com